ARROW FINANCIAL CORP

#	Name	Shares	Value ($)	%
451	SCHLUMBERGER LTD	500	42	0.01%
452	MICROCHIP TECHNOLOGY	650	42	0.01%
453	THERMO FISHER SCIENTIFIC INC	300	42	0.01%
454	PPG INDS INC	440	42	0.01%
455	WEYERHAEUSER CO	80	42	0.01%
456	UNITEDHEALTH GROUP INC	255	41	0.01%
457	INTERCONTINENTAL EXCHANGE IN	725	41	0.01%
458	SELECT SECTOR SPDR TR	790	41	0.01%
459	DTE ENERGY CO	415	41	0.01%
460	ALLSTATE CORP	553	41	0.01%
461	DUKE ENERGY CORP NEW	521	40	0.01%
462	HEXCEL CORP NEW COM	775	40	0.01%
463	BARD C R INC	180	40	0.01%
464	ZIMMER BIOMET HLDGS INC	375	39	0.01%
465	ADOBE INC	380	39	0.01%
466	FORD MTR CO DEL	3,200	39	0.01%
467	VALERO ENERGY CORP NEW	575	39	0.01%
468	UNION PAC CORP	380	39	0.01%
469	CERNER CORP	779	37	0.01%
470	CONSTELLATION BRANDS INC	240	37	0.01%
471	SELECT SECTOR SPDR TR	762	37	0.01%
472	TESLA INC	165	35	0.01%
473	GENERAL DYNAMICS CORP	205	35	0.01%
474	ISHARES TR	990	35	0.01%
475	SPDR SERIES TRUST	420	35	0.01%
476	CITIGROUPINC	575	34	0.01%
477	DISCOVER FINL SVCS	466	34	0.01%
478	PRUDENTIAL FINL INC	325	34	0.01%
479	MARRIOTT INTL INC NEW	410	34	0.01%
480	UNITED PARCEL SERVICE INC	300	34	0.01%
481	BUCKEYE PARTNERS L P	500	33	0.01%
482	ISHARES TR	735	33	0.01%
483	AQUA AMERICA INC	1,082	33	0.01%
484	AMERICAN WTR WKS CO INC NEW	460	33	0.01%
485	OCCIDENTAL PETE CORP DEL	460	33	0.01%
486	CUMMINS INC	240	33	0.01%
487	INTERPUBLIC GROUP COS INC	1,400	33	0.01%
488	DOMINION ENERGY INC	430	33	0.01%
489	BECTON DICKINSON & CO	195	32	0.01%
490	PRAXAIR INC	275	32	0.01%
491	SPDR SER TR S&P 600 SML CAP	263	32	0.01%
492	BANK AMER CORP	1,459	32	0.01%
493	SHERWIN WILLIAMS CO	120	32	0.01%
494	ALLERGAN PLC	150	32	0.01%
495	AIR PRODS & CHEMS INC	225	32	0.01%
496	BAKER HUGHES INC	471	31	0.01%
497	CVS HEALTH CORP	390	31	0.01%
498	SCHWAB CHARLES CORP	770	30	0.01%
499	ISHARES TR	525	30	0.01%
500	SOUTHERN CO	600	30	0.01%

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